When running trains with sound decoders, do you ever run with sound turned off or turned down to very low levels?

What about the bell, the horn or whistle and railroad crossings? Any specific rules?

Some layouts turn the sound so far down you need to be next to the engine to hear it.

Have you ever run on a layout with so many sound locos going that you need to speak louder or even yell to be heard during operations?

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